What type of insurance is required for Kentucky Private Investigators?

In Kentucky, private investigators are required to carry liability insurance. This type of insurance is essential as it protects the investigator from claims arising from their professional activities. Liability insurance covers legal defense costs and settlements in cases where a client or third party alleges that an investigator acted negligently or caused harm during the course of their work.

While other types of insurance, such as health insurance, workers' compensation, and vehicle insurance, can be important, they are not specifically mandated by law for private investigators in Kentucky. Liability insurance is specifically designed to address the unique risks associated with investigative work, making it a crucial requirement for those in the profession. By maintaining liability insurance, private investigators can conduct their work with added protection and assurance against potential legal challenges.