Which of the following best describes the purpose of liability insurance for Private Investigators?

The purpose of liability insurance for Private Investigators primarily revolves around protecting them against legal claims that may arise from their investigative activities. This type of insurance serves as a safeguard against potential lawsuits, which can occur due to allegations of negligence, defamation, invasion of privacy, or other legal issues stemming from the investigator's work. Given the nature of investigative work, where sensitive information and interactions are common, having liability insurance is crucial for professional protection and financial security.

In contrast, other options do not directly align with the primary purpose of liability insurance. While equipment coverage can be important, it does not fall under liability insurance, which specifically deals with third-party claims. The safety of the investigator pertains more to personal risk management rather than liability coverage, and health benefits are typically associated with health insurance rather than liability insurance. Thus, option A accurately captures the essence of what liability insurance is designed to address within the private investigation profession.